Privacy Policy | Magnetic Funding Source
Privacy and information practices

Privacy Policy

This policy explains how Magnetic Funding Source collects, uses, discloses, protects, and manages information when you visit our website, contact us, or submit a guided review for business funding, a self-employed mortgage, or a loan broker and funding-partner opportunity.

Please read this policy before submitting information. By using this website, you acknowledge the practices described here. Magnetic Funding Source is not a lender and does not make credit decisions. Depending on the path you select, information may be sent to or reviewed by independent funding, mortgage, broker, referral, technology, or service partners. This policy does not replace a separate privacy notice that a lender, financial institution, mortgage provider, or other partner may provide.

1

Scope and who we are

This Privacy Policy applies to information collected through Magnetic Funding Source websites, forms, landing pages, emails, phone calls, and related communications that link to this policy. It applies to visitors who explore or request information about business funding, self-employed mortgage options, loan broker opportunities, referral relationships, or funding-partner pathways.

“Magnetic Funding Source,” “we,” “us,” and “our” refer to the operator of magneticfundingsource.com. “Partner” refers to an independent business, funding source, mortgage provider, broker network, referral organization, technology vendor, or service provider that may help receive, route, evaluate, respond to, or support a request.

2

Information we collect

The information collected depends on how you use the website and which path you select.

Information you provide directly

  • Contact and identity information: first and last name, email address, phone number, state, mailing address when provided, and preferred contact details.
  • Business information: legal business name, DBA, industry, operating state, time in business, business type, role, and ownership percentage.
  • Funding-review information: approximate monthly revenue, requested amount, intended use of funds, urgency, estimated credit score, and comments about the request.
  • Mortgage-path information: purchase or refinance goal, property type and location, estimated property value, requested loan amount, self-employment history, approximate income, estimated credit range, timing, and related comments.
  • Broker or partner information: interest type, current occupation or business, experience in lending, finance, sales, referrals, or related work, potential referral volume, state, timeline, and comments.
  • Communications: messages, inquiries, call details, email content, follow-up requests, and information you choose to provide to a representative.

Information collected automatically

  • Internet Protocol address, browser type, operating system, device type, language, approximate location derived from IP, and similar technical data.
  • Pages viewed, links clicked, date and time of visits, referring page, campaign or UTM parameters, and interactions with website forms or features.
  • Cookie identifiers, analytics identifiers, and related website-usage information where enabled.
Do not send highly sensitive information through ordinary contact forms or email. Do not submit Social Security numbers, bank-account credentials, passwords, full payment-card numbers, tax returns, or unrequested financial documents unless an authorized representative provides a secure method and specifically requests them.
3

Sources of information

We may obtain information from the following sources:

  • Directly from you when you complete a form, call, email, or otherwise communicate with us.
  • Automatically from your browser, device, cookies, analytics tools, and website infrastructure.
  • From marketing, referral, broker, funding, mortgage, and service partners when they refer a person or share information as permitted by law and applicable agreements.
  • From public business directories, professional profiles, company websites, and other lawful public sources when used for business outreach or verification.
  • From service providers that help validate, route, secure, host, analyze, or manage website and communication activity.
4

How we use information

We may use information to:

  • Receive, review, organize, and route your selected business funding, mortgage, broker, referral, or partner inquiry.
  • Share the request with an appropriate independent partner that may evaluate it, contact you, request additional information, or explain possible next steps.
  • Create, update, and maintain lead, contact, submission, and communication records.
  • Respond to questions, provide customer support, send status or confirmation messages, and follow up about the reason you contacted us.
  • Operate, troubleshoot, secure, measure, and improve the website, forms, marketing, and visitor experience.
  • Prevent fraud, misuse, security incidents, spam, unauthorized access, and other harmful or unlawful activity.
  • Comply with applicable law, legal process, contractual obligations, recordkeeping duties, and regulatory requests.
  • Protect our rights, property, users, partners, and the public.

We may also use deidentified or aggregated information for analytics, planning, reporting, and website improvement when the information is not reasonably linked to an identifiable individual.

5

How and why information may be disclosed

We may disclose information only as reasonably necessary for the purposes described in this policy, including to the following categories of recipients:

Recipient category Examples Purpose
Funding, lending, mortgage, broker, referral, and service partners Independent organizations appropriate to the path you selected To receive, evaluate, route, respond to, or support your request and explain possible next steps.
Technology and operations providers Website hosting, CRM, Salesforce Web-to-Lead, email delivery, analytics, form, security, and communication vendors To host the site, process forms, maintain records, communicate, analyze performance, and secure operations.
Professional advisers Attorneys, accountants, consultants, insurers, and auditors To obtain professional advice, manage risk, and comply with obligations.
Authorities and legal recipients Courts, regulators, law enforcement, or other parties to legal process To comply with law, protect rights and safety, investigate fraud, or respond to lawful requests.
Business transaction recipients Potential or actual buyers, successors, lenders, or transaction advisers To evaluate or complete a merger, sale, financing, restructuring, or transfer of all or part of the business or assets.

Sale, sharing, and targeted advertising

We do not knowingly sell personal information for cash. We may disclose information to partners so they can respond to the service or opportunity you requested. Depending on applicable law and the technologies used, some analytics, advertising, or partner disclosures could be treated as a “sale,” “sharing,” or targeted-advertising activity even when no money is exchanged. Where required, you may request to opt out using the contact methods below.

Partner privacy practices

Independent partners may have their own privacy notices and legal responsibilities. Once information is received by an independent partner, that partner may process it under its own privacy policy, agreements, and applicable law. Review any partner notice provided before submitting additional documents or accepting a product or service.

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Cookies, analytics, and browser signals

Our website and service providers may use cookies, pixels, local storage, scripts, and similar technologies to keep the site working, remember preferences, understand website use, measure campaigns, detect fraud, improve performance, and support communications.

Types of technologies

  • Essential technologies support page operation, security, form functionality, load balancing, and session management.
  • Analytics technologies help understand traffic, page performance, referral sources, and visitor interactions.
  • Communication and marketing technologies may measure link clicks, campaign activity, form progress, and follow-up effectiveness.

You may limit cookies through browser settings, but disabling certain technologies may affect website functionality. Browser-based “Do Not Track” signals are not interpreted consistently across the internet. Where applicable law requires recognition of a legally valid opt-out preference signal, such as Global Privacy Control, we will process the signal as required for the browser or device that sends it.

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Data retention

We retain personal information for as long as reasonably necessary to fulfill the purposes described in this policy, respond to requests, maintain business and submission records, comply with legal or contractual obligations, resolve disputes, prevent fraud, and enforce agreements.

Retention periods may vary by information type, selected path, partner requirements, communication history, legal obligations, and whether an ongoing relationship exists. When information is no longer reasonably needed, we may delete, deidentify, or securely dispose of it, subject to backup, archival, fraud-prevention, and legal-retention requirements.

8

Information security

We use administrative, technical, and organizational measures designed to protect information from unauthorized access, loss, misuse, alteration, or disclosure. These measures may include access controls, secure website connections, service-provider safeguards, monitoring, and limiting access to those who need information for a legitimate purpose.

No website, internet transmission, email, or storage system can be guaranteed completely secure. You are responsible for using secure devices and networks and for avoiding the transmission of highly sensitive information through unapproved channels.

9

Your privacy choices and rights

Depending on where you live and whether an applicable privacy law covers our processing, you may have some or all of the following rights:

Access or knowRequest information about personal data collected, used, or disclosed.
CorrectionRequest correction of inaccurate personal information.
DeletionRequest deletion, subject to legal and operational exceptions.
PortabilityRequest a copy of certain information in a portable format.
Opt outOpt out of sale, sharing, targeted advertising, or certain profiling where applicable.
Limit sensitive useLimit certain uses or disclosures of sensitive information where applicable.
Withdraw consentWithdraw consent for processing that relies on consent, without affecting prior lawful processing.
AppealAppeal a denied privacy request where applicable law provides that right.

How to submit a request

Email [email protected] with the subject line “Privacy Rights Request,” or call 904-600-3313. Describe the right you wish to exercise and provide enough information to identify the relevant record.

We may need to verify your identity before completing a request. We may deny or limit a request when permitted by law, including when we cannot verify identity, the request conflicts with legal obligations, or an exception applies. Authorized agents may submit requests where permitted, but we may require proof of authority and direct identity verification.

We will not unlawfully discriminate against you for exercising an applicable privacy right.

10

Additional notice for California residents

This section describes categories of personal information that may have been collected, used, or disclosed during the preceding 12 months. The categories actually collected depend on how a person used the website.

California category Examples relevant to this website Possible disclosure recipients
Identifiers Name, email, phone, IP address, online identifiers, company, and mailing address when provided Service providers, funding or mortgage partners, broker or referral partners, and legal recipients
Customer-record information Contact details, business information, funding request, financial estimates, and correspondence Partners and vendors needed to receive, process, route, or respond to the request
Commercial information Requested products or services, selected pathway, transaction or inquiry history, and service preferences Partners, CRM, analytics, communication, and operational providers
Internet or electronic activity Page views, clicks, form interactions, browser data, referral source, and campaign parameters Hosting, analytics, security, CRM, and marketing-service providers
Professional or employment information Occupation, role, business ownership, industry, experience, and referral activity Broker, referral, funding, mortgage, and service partners
Inferences Likely area of interest or lead path based on selections and submitted information CRM, routing, analytics, funding, mortgage, broker, or service partners
Sensitive personal information Account login credentials are not requested; estimated credit score and certain financial information may be provided Only recipients reasonably necessary to provide, secure, or comply with the requested review and applicable obligations

California residents may have rights to know, access, correct, delete, and receive certain information, and to opt out of sale or sharing where applicable. Requests may be submitted using the methods in the “Your privacy choices and rights” section. We do not knowingly sell the personal information of consumers under 16 years of age.

11

Children’s privacy

This website and its funding, mortgage, broker, and partner pathways are intended for adults and are not directed to children. We do not knowingly collect personal information from children under 13. We also ask that people under 18 not submit funding or partnership requests through the site.

If you believe a child submitted personal information, contact us so we can review and take appropriate action.

12

Third-party websites and services

The website may link to or use services operated by independent third parties. We do not control their websites, security, terms, or privacy practices. A link, logo, reference, integration, or relationship does not mean that Magnetic Funding Source controls the third party or guarantees its services. Review the applicable third-party privacy notice before providing additional information.

13

Changes to this Privacy Policy

We may update this policy to reflect changes in our website, services, partners, technology, or legal obligations. The revised policy will be posted on this page with an updated “Last updated” date. Material changes may also be communicated through other reasonable methods when required.

14

Contact us about privacy

Send privacy questions, complaints, or rights requests using the contact information below. Do not include Social Security numbers, passwords, bank credentials, or sensitive financial documents in an ordinary email.

Magnetic Funding Source — Privacy Contact

Attn: Rob Busch
13505 Citicards Way #3313
Jacksonville, FL 32258
Phone: 904-600-3313
Email: [email protected]

Legal review recommended: This website policy is intended to describe the current site and lead-routing process in understandable language. Privacy obligations vary by business activities, location, partner arrangements, data practices, and applicable law. The business should have qualified counsel review the final policy and confirm that the website’s actual practices match every statement before publication.
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